I was not selected for a Cincinnati Habitat home. Are there any other alternatives for housing?

Below is a list of agencies that specifically help low to moderate income families financially prepare to buy a home through a conventional mortgage. They can review your credit and your current financial situation, outlining any necessary steps that would have to be completed for you to buy a home through traditional means.

The Home Ownership Center of Greater Cincinnati
2820 Vernon Place
Cincinnati, OH 45219
www.hometoday.cc
The Home Ownership Center is a private, non-profit partnership of businesses, residents and government that helps you prepare for, buy and maintain a home. They offer loan counseling, home buyer training classes, down payment assistance programs and home improvement loans, just to name a few of their services.

Greater Cincinnati Mortgage Counseling Service
7710 Reading Road, Ste 103
Cincinnati, OH 45237
Phone: (513) 948-8820
Greater Cincinnati Mortgage Counseling Service (GCMCS), established in 1989, provides free pre-mortgage counseling for first time homeowners, single heads of households, and minorities. GCMCS has assisted over 1400 families realize the American Dream of Home Ownership. GCMCS is a non-profit 501.c3 agency. GCMCS has day, evening, and Saturday hours. This agency believes everyone who wants to own a home is given an opportunity to become a homeowner.

Price Hill Housing Resource Center
3208 Warsaw Avenue
Cincinnati, OH 45205
Phone: (513) 251-3800 ext. 105
www.pricehillwill.org/cats/HRC.html
The Price Hill Housing Resource Center is a community resource center located inside the Price Hill Will offices. They are dedicated to being part of the solution to the housing issues facing the Price Hill community. The agency offers a number of useful services including:

• Classes:
       First time homebuyer training
       Home Repairs
       Weatherization
       Energy Efficiency
       Financial Literacy
       Realtor Training
• Connections to lenders with special rates for the Price Hill market (for new  mortgages, refinances, and rehab loans)
• Counseling for homeowners facing foreclosure
• Connecting owners to reputable contractors
• And much much more.

Participants must either live in Price Hill or want to become a resident of that community.

Public Housing and Subsidized Rent Programs
To apply for a subsidized rent program where your monthly rent is based on your monthly income, please contact the Cincinnati Metropolitan Housing Authority at (513) 421-2642.

Other Affordable Homeownership Opportunities
If you don't qualify for a Cincinnati Habitat for Humanity home because you earn more than the income guidelines set forth, check out these other affordable homeownership opportunities offered by Hamilton County.  You may even be eligible for down payment assistance up to $15,000.
http://www.hamiltoncountyohio.gov/commdev/v2/NSPHomes.asp

Successful Children
Children of homeowners are 25% more likely to graduate from high school and 116% more likely to graduate from college

Stronger Families
Homeowners are 16% more likely to belong to parent-teacher organizations and 10% more likely to attend church

Stronger Communities
Homeowners are 28% more likely to repair or improve their homes.

Community Wealth
1% increase in home-ownership rates increases the value of surrounding homes by $800

Homeownership changes lives, strengthens families, and builds stronger communities.